MT 103 Format Specifications

MT 103 Single Customer Credit Transfer

Status	Tag	Field Name	Content/Options	No.
M	20	Sender's Reference	16x	1
----->
O	13C	Time Indication	/8c/4!n1!x4!n	2
-----|
M	23B	Bank Operation Code	4!c	3
----->
O	23E	Instruction Code	4!c[/30x]	4
-----|
O	26T	Transaction Type Code	3!c	5
M	32A	Value Date/Currency/Interbank Settled Amount	6!n3!a15d	6
O	33B	Currency/Instructed Amount	3!a15d	7
O	36	Exchange Rate	12d	8
M	50a	Ordering Customer	A, F, or K	9
O	51A	Sending Institution	[/1!a][/34x] 4!a2!a2!c[3!c]	10
O	52a	Ordering Institution	A or D	11
O	53a	Sender's Correspondent	A, B, or D	12
O	54a	Receiver's Correspondent	A, B, or D	13
O	55a	Third Reimbursement Institution	A, B, or D	14
O	56a	Intermediary Institution	A, C, or D	15
O	57a	Account With Institution	A, B, C, or D	16
M	59a	Beneficiary Customer	No letter option, A, or F option or A	17
O	70	Remittance Information	4*35x	18
M	71A	Details of Charges	3!a	19
----->
O	71F	Sender's Charges	3!a15d	20
-----|
O	71G	Receiver's Charges	3!a15d	21
O	72	Sender to Receiver Information	6*35x	22
O	77B	Regulatory Reporting	3*35x	23
M = Mandatory, O = Optional