MT 103 Field Specifications

1. Field 20: Sender's Reference

FORMAT

16x

PRESENCE

Mandatory

DEFINITION

This field specifies the reference assigned by the Sender to unambiguously identify the message.

NETWORK VALIDATED RULES

This field must not start or end with a slash '/' and must not contain two consecutive slashes '//' (Error code(s): T26).

USAGE RULES

• This reference must be quoted in any related confirmation or statement, for example, MT 900, 910 and/or 950.

• When the cover method is used for a customer credit transfer, this reference must be quoted unchanged in field 21 of the related MT 202 COV.