Narrative

On 10 December 2009, Thomas Cook, London informs Standard Bank of South Africa, Johannesburg that the following travellers cheques are dishonoured in the cheque truncation message it received from Standard Bank of South Africa (message reference 091201123456AA).

	TRN	Cheque Number	Amount	Reason for dishonour
Cheque 1	0912010IJKL235693	EB33333333	GBP10,	Stopped cheque
Cheque 2	091201ZZZZ123456AA	GB66666666	GBP20,	Invalid cheque number

Since Thomas Cook, London has already reimbursed Standard Bank of South Africa, it wants to have the funds recredited to its account held at Midland Bank, London (account number 123456), back-valuing the amount with the value date used on the original cheque truncation message (original value date 091207).