MT 205 Field Specifications

10. Field 72: Sender to Receiver Information

FORMAT

6*35x

(Narrative Structured Format)

The following line formats must be used:

Line 1	/8c/[additional information]	(Code)(Narrative)
Lines 2-6	[//continuation of additional information] or [/8c/[additional information]]	(Narrative) or (Code)(Narrative)

PRESENCE

Optional

DEFINITION

This field specifies additional information for the Receiver or another party identified in the field.

CODES

One or more of the following codes may be used in Code, placed between slashes ('/'):

ACC	Account with institution	Instructions following are for the account with institution.
BNF	Beneficiary	Information following is for the beneficiary.
INS	Instructing institution	The instructing institution which instructed the Sender or previous institution in the transaction chain, to execute the transaction.
INT	Intermediary institution	Instructions following are for the intermediary institution.
PHON	Telephone	Please advise account with institution by phone.
PHONBEN	Telephone beneficiary	Please advise/contact beneficiary/claimant by phone.
PHONIBK	Phone Intermediary	Please advise intermediary by phone.
REC	Receiver	Instructions following are for the Receiver of the message.
TELE	Telecommunication	Please advise the account with institution by the most efficient means of telecommunication.
TELEBEN	Telecommunication	Please advise the beneficiary/claimant by the most efficient means of telecommunication.
TELEIBK	Telecommunication	Please advise the intermediary by the most efficient means of telecommunication.
TSU	Trade Services Utility transaction	The code placed between slashes ('/') must be followed by the TSU transaction identifier, a slash ('/'), the invoice number, a slash ('/') and the amount paid.

NETWORK VALIDATED RULES

If the first six characters in line 1 contain the character string /REJT/ or /RETN/, then it is mandatory to follow the Payments Reject/Return Guidelines described in the Standards MT Usage Guidelines (Error code(s): T80).

USAGE RULES

Field 72 must never be used for information for which another field is intended.

Each item of information contained in this field must be preceded by a code which specifically indicates the party for which it is intended.

Codes must be placed between slashes and at the beginning of a line. Additional explanatory information, which may be continued on the next lines, is preceded by a double slash '//'.

Narrative text that is not qualified by a code, must start with a double slash '//' on a new line, and, should preferably be the last information in this field.

It is strongly recommended to use the standard codes. However, where bilateral agreements covering the use of codes in this field are in effect, the code must conform to the structure of this field.

Use of field 72, particularly with uncoded instructions, may cause delay, because in automated systems, the presence of this field will normally require manual intervention.

This field may contain ERI to transport dual currencies, as specified in the chapter entitled "Euro-Related Information (ERI)" in the Standards MT General Information.

In order to comply with the EC-directive on cross border credit transfers, the optional code word EXCH may be used to transport an exchange rate. In line with ERI, the code word EXCH is placed between slashes, followed by the exchange rate, format 12d, and terminated with another slash.