The MT 103 REMIT requires registration in the Extended Remittance Information message user group. This message user group allows its subscribers to exchange MT 103 REMIT messages with an extended amount of remittance information in field 77T. This remittance information may optionally be exchanged in a non-SWIFT format, such as EDIFACT or ANSI-X12.
The differences with the core MT 103 are:
MT 103 REMIT requires registration in the Extended Remittance Information message user group.
The user header (block 3 of the message) must contain the code REMIT in field 119 ({3:{119:REMIT}}).
MT 103 REMIT has no field 70 Remittance Information.
MT 103 REMIT has a field 77T Envelope Contents for extended remittance information.