MT 256 Format Specifications

The MT 256 consists of three types of sequences:

• Sequence A Common Elements is a non-repetitive sequence and contains information applicable to all individual cheques detailed in sequence B.

• Sequence B Cheque Details is a repetitive sequence where each occurrence provides details of an individual cheque.

• Sequence C Settlement Details is a non-repetitive sequence and contains settlement information applicable to all cheques detailed in sequence B.

MT 256 Advice of Non-Payment of Cheques

Status	Tag	Field Name	Content/Options	No.
Mandatory Sequence A Common Elements
M	20	Sender's Reference	16x	1
O	21	Related Message Reference	16x	2
----->Mandatory Repetitive Sequence B Cheque Details
M	44A	Transaction Reference Number	65x	3
O	21	Related Message Reference	16x	4
O	21D	Cheque Number	35x	5
O	21E	Cheque Reference Number	35x	6
M	23E	Reason for Non-Payment/Dishonour	4!c[/30x]	7
M	32J	Cheque Amount	15d	8
O	37J	Interest Rate	12d	9
O	71G	Interest Charges	3!a15d	10
O	71F	Sender's Charges	3!a15d	11
O	71H	Issuer's Financial Institution Charges	3!a15d	12
-----| Mandatory Sequence C Settlement Details
M	32A	Value Date, Currency Code and Total Amount Claimed	6!n3!a15d	13
O	30	Original Value Date	6!n	14
O	19	Total Cheque Amount	17d	15
O	71J	Sum of Interest Charges	3!a15d	16
O	71L	Sum of Sender's Charges	3!a15d	17
O	71K	Sum of Issuer's Financial Institution Charges	3!a15d	18
O	57a	Account With Institution (for Settlement)	A, C or D	19
O	58B	Beneficiary Institution's Account (for Settlement)	[/1!a][/34x] [35x]	20
M = Mandatory O = Optional