The MT 102+ allows the exchange of multiple customer credit transfers using a restricted set of fields and format options of the core MT 102 to make it straight through processable. The MT 102+ is a compatible subset of the core MT 102 that is documented separately in this section.
The differences with the core MT 102 are:
appropriate MT 102+ format validation is triggered by the code STP in the validation flag field 119 ({3:{119:STP}}) of the user header of the message (block 3)
fields 52 and 57 may only be used with letter option A
field 51A is not used in MT 102+. This message may only be used on the FIN SWIFT network since it requires special validation
field 23 may only contain codes CREDIT and SPAY
subfield 1 (Account) of either field 59 or 59A is always mandatory
field 72, code INS must be followed by a valid BIC
field 72, codes REJT/RETN must not be used
field 72 must not include ERI information.